Business insurance in Edmonton

Edmonton is a vibrant, cosmopolitan city that is home to more than 34,000 businesses. Whether you are in food services, manufacturing, or retail, keeping your customers and employees safe is essential to running your business. Business insurance can help you manage your risks and assist with costly losses. Federated Insurance is committed to protecting Edmonton-based businesses by offering comprehensive business coverage.

Why do you need insurance for your Edmonton-based business?

Investing in business insurance can help your business deal with costly claims. That said, it’s also important to be prepared in case an expensive claim does occur. Could your business afford facing a costly lawsuit or repairing extensive property damage? If your business suffered from a fire and needed to be completely re-built, would you be able to handle those costs? Business insurance can help in these situations. A comprehensive policy can help protect your business from the unexpected.

We’re in the area!

We understand what it takes to run a successful business in Edmonton. Whether you own a restaurant in Strathcona, a contracting business in Northwest Edmonton, or any other type of specialized business, we can provide you with a business insurance solution that addresses your unique needs.

As a proactive measure to help mitigate the spread of COVID-19, all of our employees are working remotely. Please contact us by phone/email or reach out to your Insurance Agent directly.

Our Edmonton office is located at:

  • 1003 Ellwood Road SW, #102
    Edmonton, AB
    T6X 0B3

  • 780-435-3064

Edmonton business insurance

What kind of business insurance do you need?

At Federated Insurance, we understand that your business has unique risk management needs. Your insurance should reflect that. Factors such as how much revenue you make, what property you own, where you operate, and what industry your business is in will impact which insurance coverages are the right fit for your business. Here are just a few of the coverages we can offer to protect Edmonton-based businesses like yours.

Commercial general liability insurance

Commercial general liability (CGL) insurance is designed to help protect business owners if they are found legally liable for bodily injuries or property damage to a third party. For example, if you’re a contractor and accidentally damage a client’s kitchen floor while installing new cabinets, your CGL policy could help cover the repair costs.

Learn more about commercial general liability insurance

Commercial property insurance

While you’re busy with day-to-day tasks, sudden setbacks can cause your business to come to a halt. Fires, storms, vandalism, and other unexpected events can quickly do damage to your property and its contents. Commercial property insurance can help you cover repair and replacement costs you need for your property. It can also help cover your building’s contents, including equipment, inventory, furniture, fixtures, and even outdoor content such as signs and gardens.

Learn more about commercial property insurance

Business interruption insurance

When a sudden setback disrupts your business operations, your source of income could be greatly reduced or even eliminated. Business interruption insurance can help replace your lost income and help cover regular business expenses like rent or your employees’ salaries. Business interruption insurance is designed to accelerate your business’ return to regular operations. For example, if a sudden fire causes extensive damage to your retail store, business interruption insurance can help cover your business expenses while your store is temporarily closed for repairs.

Learn more about business interruption insurance

Disability insurance

A debilitating injury or sickness can impact both your life and your business operations. Long and short-term disability insurance can help alleviate some of the financial stress that can build up while dealing with medical issues. With disability insurance, you can focus on recovery without worrying about negative impacts to your business finances.

Learn more about disability insurance

Didn’t see the coverage you were looking for?

Don’t worry! We’ve got others! Here are just some of the helpful types of insurance that can protect your business:

Comprehensive crime coverage

We insure against theft by your employees and others. This includes employee dishonesty, as well as coverage for the loss of money and securities due to robbery, burglary, hold-ups and more.

Mechanical and computerized equipment coverage

We offer equipment coverage, as well as rental reimbursement, which covers the cost of renting regular and computerized equipment if yours is damaged or breaks down. This coverage also includes a stated value for production equipment clause, which provides the cost of replacement based on the scheduled value of the production equipment.

Commercial auto insurance

Whether you have just one company vehicle or a whole fleet, commercial auto insurance makes sure you’re protected should you be in an accident. It also provides coverage if there is any damage to a third party.

Why should you choose Federated Insurance to protect your business in Edmonton?

We offer additional services for added peace of mind:

Risk Management Assist

Our customers have unlimited telephone access to our team of Risk Service specialists. They are available to provide guidance and answer questions about the risks your business may face and how to prevent future losses.

Trauma Assist

With our Trauma Assist service, owners and employees can receive assistance to help them cope with the emotional effects of a covered loss.

Legal Assist

Dealing with legal matters surrounding your business can be overwhelming and confusing. That’s why Legal Assist offers unlimited telephone access to general legal advice to discuss any legal situations your business has to deal with.

We’re trusted by the experts:

With over 100 years of experience, Federated Insurance has taken the time to build strong relationships with leading businesses and committed to them for the long-term. Our customers receive quality one-on-one service while dealing with our dedicated Insurance Specialists. 18,000 businesses trust us with their insurance needs and we’re recommended by over 70 trade associations and buying groups. This means we’re in the perfect position to provide specialized knowledge for specific industries.