Stay focused on what matters with tailored insurance solutions

With Federated Insurance, you work directly with an industry expert who is committed to understanding the unique risks and opportunities associated with your business. With a dedicated agent and risk management team on your side, you will always get the right business insurance solution for your company so you can focus on what matters most. Trust. Advise. Protect.

How can we help?

Working with a Federated Insurance Agent is easy and fast.

We know you’re busy, which is why we’ve made our insurance process as seamless and effortless as possible.

1

Speak with one of our Sales expertsThey will ask you some questions to ensure they understand your specific business needs inside and out.

2

Your policy will be builtYour sales agent will build you a customized, comprehensive, and affordable coverage program to meet all your needs.

3

Sign on the dotted lineAfter your sales agent walks you through your custom coverage program, you’ll finalize your policy by signing on the dotted line.

Who is Federated Insurance?

We’ve been around since 1920, proudly serving Canadians with innovative and affordable insurance protection. And while a lot has changed over the years, we’ve always stayed true to our belief that knowing your business matters. We take the time to get to know what your business does inside and out to ensure we’re protecting you from any and all of the risks you may be facing. We give you the time, dedication, and attention you deserve because we’re committed to building long-term relationships with the businesses we protect.

We’ve got the insurance you need.

Here are just a few of the key industries Federated Insurance is dedicated to serving:

Automotive Dealers

Automotive Repairs

Commercial Property Owners

Contractors

Equipment Dealers

Fuel Dealers

Grocery Stores

Manufacturers

Professional & Health Services

Restaurants

Wholesalers & Retailers

Automotive Dealers

Automotive Repairs

Commercial Property Owners

Contractors

Equipment Dealers

Fuel Dealers

Grocery Stores

Manufacturers

Professional & Health Services

Restaurants

Wholesalers & Retailers

Re-claim your business

When the unexpected strikes and you have a claim, it’s our job to help you get back to business — fast. Federated is here to support you through the recovery process, ensuring a smooth and swift transition back to your normal operations.

Re-claim your business image

Our insurance solutions.

When your business has strong insurance coverage, it has financial protection in the event of a loss. With a dedicated agent and risk management team there to help you, you’re able to focus on what matters most: running your business.

Here are just a few of the insurance coverages that can help protect your business:

No matter what industry you’re in, your business could be vulnerable to cyber attacks. Cyber risk insurance helps support your business if devices or documents are lost or stolen, or if computer networks are breached.

Commercial general liability insurance is an important coverage for all types of businesses to consider. It’s designed to protect businesses against costly lawsuits if they’re found legally liable for bodily injury or property damage to a third party.

It takes a long time to build and maintain a strong business—why would you want to risk all of that hard work? Commercial property insurance will protect your business’ structure and everything inside it, such as tools, equipment, and inventory.

There are some key differences between personal and commercial auto insurance to consider, because without the proper coverage, your business may be vulnerable to an expensive claim. And as your business grows, so should your insurance coverage. If your business is protected by our Vehicle Fleet Insurance and acquires new vehicles, they’re automatically covered by a blanket fleet endorsement (even if you forget to tell us about them until your renewal!)

What would you do if damage from an unexpected flood or fire forced you to cease operations for two to three months? Could your bank account handle the loss of income? Business interruption insurance will pay for your loss of net income, and continue to pay normal operating expenses if an insured loss suspends your operations.

This coverage will help mitigate the loss of money or securities due to employee dishonesty, robbery, burglary, and hold-ups. Comprehensive crime coverage can protect you both at and away from your business premises.

Our insurance solutions.

When your business has strong insurance coverage, it has financial protection in the event of a loss. With a dedicated agent and risk management team there to help you, you’re able to focus on what matters most: running your business.

Here are just a few of the insurance coverages that can help protect your business:

Cyber Risk Insurance:

No matter what industry you’re in, your business could be vulnerable to cyber attacks. Cyber risk insurance helps support your business if devices or documents are lost or stolen, or if computer networks are breached.

Commercial General Liability:

Commercial general liability insurance is an important coverage for all types of businesses to consider. It’s designed to protect businesses against costly lawsuits if they’re found legally liable for bodily injury or property damage to a third party.

Commercial Property Insurance:

It takes a long time to build and maintain a strong business—why would you want to risk all of that hard work? Commercial property insurance will protect your business’ structure and everything inside it, such as tools, equipment, and inventory.

Commercial Auto Insurance:

There are some key differences between personal and commercial auto insurance, and without the proper coverage, your business may be vulnerable to an expensive claim.

Business Interruption Insurance:

What would you do if damage from an unexpected flood or fire forced you to cease operations for two to three months? Could your bank account handle the loss of income? Business interruption insurance will pay for your loss of net income, and continue to pay normal operating expenses if an insured loss suspends your operations.

Comprehensive Crime Coverage:

This coverage will help mitigate the loss of money or securities due to employee dishonesty, robbery, burglary, and hold-ups. Comprehensive crime coverage can protect you both at and away from your business premises.

Cyber Risk Insurance:

No matter what industry you’re in, your business could be vulnerable to cyber attacks. Cyber risk insurance helps support your business if devices or documents are lost or stolen, or if computer networks are breached.

Commercial General Liability:

Commercial general liability insurance is an important coverage for all types of businesses to consider. It’s designed to protect businesses against costly lawsuits if they’re found legally liable for bodily injury or property damage to a third party.

Commercial Property Insurance:

It takes a long time to build and maintain a strong business—why would you want to risk all of that hard work? Commercial property insurance will protect your business’ structure and everything inside it, such as tools, equipment, and inventory.

Business Interruption Insurance:

What would you do if damage from an unexpected flood or fire forced you to cease operations for two to three months? Could your bank account handle the loss of income? Business interruption insurance will pay for your loss of net income, and continue to pay normal operating expenses if an insured loss suspends your operations.

Commercial Auto Insurance:

There are some key differences between personal and commercial auto insurance to consider, because without the proper coverage, your business may be vulnerable to an expensive claim. And as your business grows, so should your insurance coverage. If your business is protected by our Vehicle Fleet Insurance and acquires new vehicles, they’re automatically covered by a blanket fleet endorsement (even if you forget to tell us about them until your renewal!)

Comprehensive Crime Coverage:

This coverage will help mitigate the loss of money or securities due to employee dishonesty, robbery, burglary, and hold-ups. Comprehensive crime coverage can protect you both at and away from your business premises.

Why do business owners buy from us?

Here are just a few benefits of going direct with Federated Insurance.

You’ll have a dedicated Commercial Insurance Specialist to guide you through the entire journey. Big companies often mean call centres, multiple points of contact, and various forms of communication. With Federated, you have one dedicated specialist to guide you through all of your insurance needs.

Your Commercial Insurance Specialist will work side-by-side with our expert underwriters to ensure they understand the details and risks of your business before they create your coverage program. As your business evolves, your Commercial Insurance Specialist will work with you to make sure your insurance coverage keeps up with the changes.

Sometimes, insurance companies will divvy up your coverage amongst different providers to meet all of your needs. If you suffer a claim, this can get messy with multiple deductibles and different procedures. At Federated, we keep everything under one roof.

By choosing to partner with Federated Insurance, you gain access to our Risk Services team. This team has decades of experience combating risks for all business types, and can provide mitigation and loss prevention strategies to help keep your business safe.

What do our customers think of us?

Federated Insurance has been detailed, diligent and transparent with a view to ensuring appropriate cost-effective coverage for our business. On the claims side, responsive and accessible best describes their service. With Federated Insurance, we don’t just have an insurer; we have a real partner in our risk management program.
Gregory P. Nakonechny - Vice President, Legal and Corporate Secretary, The Brick
As business owners, we have enough stress on a daily basis of running the company. To be honest, I was in complete awe you were so fast and accommodating in getting this all rectified for us. We are super busy on a daily basis, and I always felt that we were in good hands with you.
Kendra Daniel - Production Manager, Viper Mechanical Plumbing & Heating Ltd.
Federated Insurance has been detailed, diligent and transparent with a view to ensuring appropriate cost-effective coverage for our business. On the claims side, responsive and accessible best describes their service. With Federated Insurance, we don’t just have an insurer; we have a real partner in our risk management program.
Gregory P. Nakonechny - Vice President, Legal and Corporate Secretary, The Brick
As business owners, we have enough stress on a daily basis of running the company. To be honest, I was in complete awe you were so fast and accommodating in getting this all rectified for us. We are super busy on a daily basis, and I always felt that we were in good hands with you.
Kendra Daniel - Production Manager, Viper Mechanical Plumbing & Heating Ltd.

We take your coverage a few steps further.

Risk Management Assist:

You work hard for your business, which is why it’s vital to do whatever you can to protect it from future losses. With Risk Management Assist, customers are granted unlimited telephone access to our team of Risk Services Specialists, who can help you mitigate risks by answering questions and providing expert guidance. Learn more

Legal Assist:

No matter the industry you work in, as a business owner you may encounter situations where you must contend with various laws and regulations. Federated Insurance’s Legal Assist service is here to help with expert legal advice on a variety of topics. Learn more

Trauma Assist:

Suffering a loss to your business is never easy. As a Federated Insurance customer, you’ll have access to confidential counselling services to help you and your employees work through the emotional effects of an insured, traumatic loss. Learn more

Cyber Assist:

Cyber attacks are becoming increasingly prevalent, which is why precautions against such attacks are vital. Federated Insurance offers Cyber Assist to help businesses take proactive measures against cyber breaches and provides reactive assistance in the event of a privacy breach. Learn more

Proudly recommended by:

Western Equipment Dealers Association
Recreation Vehicle Dealers Association of Canada
OK Tire
The Canadian Electrical Contractors Association
Canadian Home Builders' Association
Siding and Window Dealers Association of Canada
Canadian Federation of Independent Grocers
Ontario Tire Dealers Association
Western Canada Tire Dealers
Moto Canada