Insurance designed for commercial property owners

Our insurance solutions for commercial property owners are designed to meet the unique risks that come with operating a business in commercial real estate services.

We offer solutions for:

Commercial real estate

Property owners

Building owners

Real estate services

  • Commercial real estate
  • Property owners
  • Building owners
  • Real estate services

Why commercial property owners trust us

We have over 100 years of experience creating custom-built insurance solutions for Canadian businesses.

Through our experience working with national commercial real estate companies and building owners, we’ve come to understand the risks you’re exposed to on a daily basis.

So whether you head up a commercial real estate agency, work as a property manager or run another business associated with real estate services, take advantage of our industry expertise to get a complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we provide:

  • Customized insurance solutions designed for commercial property businesses
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, no-hassle renewals

Commercial property insurance coverages

In addition to providing you with coverage for liability, property and employee benefits, our toolbox is filled with options designed to ensure that your commercial property business has the protection it needs:

Business Interruption:

You can take advantage of our business interruption insurance to help protect your business from a loss of income.

Computerized Equipment:

Protects your automated checkout systems, price computing scales, laptops, desktops and other data processing equipment that can be damaged by power surges or other events involving this type of equipment.

Equipment Breakdown:

Protects you against food spoilage, loss to property and loss of revenue resulting from breakdowns to equipment such as air conditioning systems, refrigeration systems, electrical and electronic equipment and production machinery.

Crime:

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.

Company Vehicles:

We’ll make sure you have the right coverage for all of your company vehicles, whether you have just one or a whole fleet.

Cyber:

We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.

Personal:

Personal insurance solutions are available for your home and vehicles. So, whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.

Pollution:

The release of a pollutant can cause serious damage to the environment as well as your project, your reputation, and your customers bottom line. Pollution liability insurance is designed to help protect you from environmental damages and from costly expenses.

We’re your grocery industry experts

Our expertise among grocery retailers is defined by our relationships with the leading industry associations such as the Canadian Federation of Independent Grocers.

Proudly recommended by:

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will help you ensure that your commercial property business is properly protected.

We take the time to understand your business today and in the future, so that as your business evolves, we’ll be there to help align your coverage with your changing business needs.

Value-added services for your commercial property business

Once you become a Federated Insurance customer, you’ll have access to an array of value-added services for your property business, including:

Superior claims handling

Our claims professionals are skilled in handling claims in the commercial property industry. They’re available 24/7 to resolve your claim and get your commercial property business back up and running as quickly as possible.

Dedicated advisors

Our Commercial Insurance Specialists use their expert knowledge and experience to develop a tailored insurance program that fits the unique needs of your property, and they’ll provide support along the way.

Loss prevention expertise

You’ll have access to our highly-trained loss prevention consultants who can answer your questions and provide you and your employees with valuable safety advice.

Safety programs

We have the tools to help you create, implement and maintain safety programs, with a focus on identifying, communicating and mitigating risks.

Trauma assistance

You can count on our confidential, one-on-one counselling services to help you cope with a traumatic loss.

Risk management tips for commercial property owners

Tip #1:
Ensure regular housekeeping duties are completed, which will help maintain the building both inside and outside. This includes removing and depositing garbage and recyclable items in the proper receptacles.
Tip #2:
Ensure sprinkler systems, portable fire extinguishers and fire detection systems are maintained on a regular basis and inspected annually.
Tip #3:
Keep all outdoor areas, including your parking lot, sidewalks and entrances, overhead signs, canopies and awnings, in good repair and free of obstacles.

Latest blog posts for commercial property owners:

Check out our latest blog posts for some tips on business, customer, employee and operational safety for commercial property owners and commercial real estate businesses: