Insurance designed for fuel dealers

Our insurance solutions for fuel dealers are designed to meet the unique risks that come with operating a business in the gas and oil sector.

We offer solutions for:

Gas stations

Fuel distributors

Fuel oil dealers

  • Gas stations
  • Fuel distributors
  • Fuel oil dealers

Why fuel dealers trust us

We have over 100 years of experience creating custom-built insurance solutions for Canadian businesses.

Through our experience working with bulk fuel distributors, gas stations and oil fuel dealers, we’ve come to understand the risks you’re exposed to on a daily basis.

Whether you run a small gas station or specialize in larger oil distribution operations, take advantage of our industry expertise to get a complete commercial insurance solution designed specifically for your business.

At Federated Insurance, we provide:

  • Customized insurance solutions designed for fuel dealers
  • Dedicated advisors who work with you directly
  • Expanded coverage options
  • Flexible payment and deductible options
  • Quick, hassle-free renewals

Fuel dealers’ insurance coverages

In addition to providing you with coverage for liability, property, and employees, our barrel is filled with options designed to ensure that your fuel distribution business is properly protected:

Business Interruption:

You can take advantage of our business interruption insurance to help protect your business from a loss of income.

Products and Property:

We offer coverage for owned and non-owned business property away from scheduled locations. You can also benefit from a selling price clause that covers your cost — at the actual selling price — in the event of a loss.

Crime:

We offer insurance coverage to help protect you from employee dishonesty, credit card forgery and other types of theft by employees and others.

Cyber:

We’ll help to keep your business cyber safe with costs coverage for data recovery, customer breach communications and e-commerce threats.

Company Vehicles:

We’ll make sure you have the right coverage for all of your company vehicles, whether you have just one or a whole fleet.

Personal:

Personal insurance solutions are available for your home and vehicles. So, whether you own a house, cottage, car, boat or RV, we can help you build a complete insurance package that protects your business, your employees and your family.

Mechanical and Computerized Equipment:

We offer equipment coverage, as well as rental reimbursement, which covers the cost of renting regular and computerized equipment if yours is damaged or breaks down. This coverage also includes a stated value for production equipment clause, which provides the cost of replacement based on the scheduled value of the production equipment.

Pollution:

The release of a pollutant can cause serious damage to the environment as well as your project, your reputation, and your customers bottom line. Pollution liability insurance is designed to help protect you from environmental damages and from costly expenses.

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will help you ensure that your fuel dealer business is properly protected.

We take the time to understand your business today and in the future, so that as your business evolves, we can help align your coverage with your changing business needs.

Proudly recommended by:

Work with us directly

Federated Insurance works directly with you. Whatever your needs, our team of industry-trained experts will help you ensure that your manufacturing business is properly protected.

We take the time to understand your business today and in the future, so that as your business evolves, we can help align your coverage with your changing business needs.

Value-added services for your fuel distribution business

Once you become a Federated Insurance customer, you’ll have access to an array of value-added services for your fuel distribution business, including:

Superior claims handling

Our claims professionals are skilled in handling claims in the bulk fuel distribution sector. They’re available 24/7 to resolve your claim and get your fuel business back up and running as quickly as possible.

Dedicated advisors

Our Commercial Insurance Specialists use their expert knowledge and experience to develop a tailored insurance program that fits the unique needs of your business, and they’ll provide support along the way.

Loss prevention expertise

You’ll have access to our highly-trained loss prevention consultants who can answer your questions and provide you and your employees with valuable safety advice.

Safety programs

We have the tools to help you create, implement and maintain safety programs, with a focus on identifying, communicating and mitigating risks.

Trauma assistance

You can count on our confidential, one-on-one counselling services to help you cope with a traumatic loss.

Risk management tips for fuel dealers

Tip #1:
Transferring gasoline is a dangerous activity by nature, and fires can ignite with vapour alone. Preventative measures such as understanding the flashpoint, using a gas caddy, and ensuring all new employees receive immediate training will help you stay safe.
Tip #2:
A little attention to basic housekeeping can help avoid dangerous trip and fall accidents with tools, and fires from improperly stored combustibles. Keep the work areas clear of obstacles, clean up any spills or waste, and ensure inflammable materials and liquids are stored safely.
Tip #3:
Each year, tens of millions of dollars’ worth of equipment is stolen in Canada. Having a current inventory and keeping detailed records of all equipment (and tools) used in your workspace will be instrumental in recovering and managing your assets.

Latest blog posts for fuel distribution businesses:

Check out our latest blog posts for some tips on business, customer, employee and operational safety for gas stations and bulk fuel distributors: