Business insurance in Calgary

Calgary is home to many things, including the Calgary Stampede, the 1988 Winter Olympics, and the Calgary Flames. But it’s also a city filled with businesses, ranging from large corporations like the Canadian Pacific Railway to small businesses. It’s important to ensure these businesses are protected from the risks they face daily. Federated Insurance is committed to protecting Calgary-based businesses by offering comprehensive business coverage.

Why do you need insurance for your Calgary-based business?

Despite all your best efforts to prevent claims for happening, sometimes things can go wrong, so it’s important to be prepared. Your business could suffer from a large fire or extensive vandalism. Would you be able to shoulder the costs associated with such a disaster? Could your business bounce back after a cyber-attack or lawsuit? That’s where Calgary business insurance comes in. A business insurance policy from Federated Insurance can help protect your business from the unexpected.

We’re in your neighborhood!

We understand what it’s like running a business in Calgary, because we’re local too. Whether you own a retail business, run a car dealership, or work in a range of other industries, we’re here to help!

As a proactive measure to help mitigate the spread of COVID-19, all of our employees are working remotely. Please contact us by phone/email or reach out to your Insurance Agent directly.

Our Calgary office is located at:

  • 205 – 70 Country Hills Landing NW
    Calgary AB
    T3K 2L2

  • 403.254.8500

  • 403.254.8806

Calgary business insurance

What kind of business insurance do you need?

The type of insurance you’ll need will vary depending on your business. After all, all businesses are unique, so your insurance policy should be too! After looking at several factors including revenue, business contents, where your business operates, and more, we can help you determine which coverages are best for you. Here are a few of the coverages Federated can offer to help protect your Calgary-based business.

Commercial property insurance

Any business that has a physical building is at risk of suffering from a fire, flooding, or vandalism. So, protecting that building and ensuring you have the necessary tools in place to recover quickly is key. Commercial property insurance is designed to help protect the building you use, as well as a range of other things, including equipment, inventory, furniture, computers, outdoor signs, and landscaping like gardens. Should your business experience a disaster, commercial property insurance can help with repair and replacement costs.
Learn more about Commercial property insurance

Commercial auto insurance

Some businesses may think their personal auto insurance will be sufficient in protecting their company cars, but commercial auto insurance is a vital part of any business’ toolkit. If a company car is involved in an accident, commercial auto insurance will cover both that car, as well as any damage to a third party. Standard commercial auto insurance can also cover loading and unloading liability, if property owned by others is damaged while it is being removed or placed into your vehicle. It can also provide replacement car coverage, if you have to rent a temporary car for day-to-day operations after an accident.

Learn more about Commercial auto insurance

Business interruption insurance

If your business suffers from an extensive fire, you may have insurance that helps with the repair and replacement costs, but what about the money you lose when your business is closed for those repairs? That’s why business interruption insurance is an important tool for any business. It helps replace your lost income and cover expenses should your business suffer a loss that disrupts, reduces, or suspends your operations.
Learn more about Business interruption insurance

Commercial general liability insurance

When running a business, you’re responsible for your building and its contents, but what you may not realize is that you can also be held responsible for bodily injuries or property damage to a third party. That’s where commercial general liability (or CGL for short) comes in. It can help protect your business with the legal costs that you may incur as the result of a lawsuit.
Learn more about Commercial general liability insurance

Didn’t see the coverage you were looking for?

Don’t worry! We’ve got others! Here are just some of the helpful types of insurance that can protect your business:

Cyber risk and data breach coverage

Cyber risk insurance includes costs coverage for data recovery, customer breach communications and e-commerce threats.

Comprehensive crime coverage

We insure against theft by your employees and others. This includes employee dishonesty, as well as coverage for the loss of money and securities due to robbery, burglary, hold-ups and more.

Computerized equipment coverage

With today’s technology, more and more businesses rely on the digital side of things. We offer specific protection for computerized equipment like laptops, desktops and other data processing equipment that can be damaged by things like power surges.

Why should you choose Federated Insurance to protect your business in Calgary?

We offer additional services for added peace of mind:

Risk Management Assist

Our customers have unlimited telephone access to our team of Risk Service specialists. They are available to provide guidance and answer questions about the risks your business may face and how to prevent future losses.

Trauma Assist

With our Trauma Assist service, owners and employees can receive assistance to help them cope with the emotional effects of a covered loss.

Legal Assist

Dealing with legal matters surrounding your business can be overwhelming and confusing. That’s why Legal Assist offers unlimited telephone access to general legal advice to discuss any legal situations your business has to deal with.

We’re trusted by the experts:

With over 100 years of experience, Federated Insurance has taken the time to build strong relationships with leading businesses and committed to them for the long-term. Our customers receive quality one-on-one service while dealing with our dedicated Insurance Specialists. 18,000 businesses trust us with their insurance needs and we’re recommended by over 70 trade associations and buying groups. This means we’re in the perfect position to provide specialized knowledge for specific industries.