Business insurance in Winnipeg

Did you know that Winnipeg was the world’s first city to use 911 as an emergency telephone number? Here’s another fact: businesses in Winnipeg employ over 360,000 people. The right business insurance coverage can help these businesses protect their employees and their bottom lines from sudden disasters, expensive losses, and other emergencies. Federated Insurance is proud to provide Winnipeg-based businesses with comprehensive and customized business insurance policies.

Why do you need insurance for your Winnipeg-based business?

Having business insurance can help you remain proactive and prepared in case your business suffers from unexpected disasters, such as fires, storms, and break-ins. These sudden setbacks can be costly and could have long-lasting impacts on your business. Could your business recover from devastating property damage from a severe storm? If a customer slips and falls in your restaurant and decides to file a lawsuit against your business, would you be able to handle the legal costs? That’s where Winnipeg business insurance comes in. A comprehensive business insurance policy can help you protect your business from unforeseen circumstances.

We’re closer than you think!

As a fellow Winnipeg-based business, we know the ins-and-outs of running a business in this great city. Whether you run a restaurant in the West End, a clothing store in Fort Rouge, or any other type of specialized business, we can provide you with a business insurance solution that’s catered specifically for you.

As a proactive measure to help mitigate the spread of COVID-19, all of our employees are working remotely. Please contact us by phone/email or reach out to your Insurance Agent directly.

Our Winnipeg office is located at:

  • 263 Commerce Drive
    Winnipeg MB
    R3C 3C9

  • 204.786.6431

  • 204.783.4443

Winnipeg business insurance

What kind of business insurance do you need?

Many factors are used to determine what kind of business insurance you should have to properly protect your business. These factors include your line of work, the equipment you use, and how much revenue you make. At Federated Insurance, our team of risk management and industry experts can help you build a comprehensive business insurance policy with the right coverages to protect your business. Here are just some of the coverages Federated Insurance can offer to protect Winnipeg-based businesses like yours.

Commercial general liability insurance

A comprehensive business insurance policy should always have commercial general liability insurance, or CGL for short. This coverage helps protect business owners if they are found legally liable for bodily injuries or property damage to a third party. For example, if a customer slips and injures themselves while in your specialty food store and decides to sue your business, your CGL policy could help cover the costs associated with facing the customer’s lawsuit.
Learn more about commercial general liability insurance

Commercial property insurance

Unexpected disasters such as fires and storms can cause devastating damage to your property. Commercial property insurance can help pay for repair costs if these sudden setbacks ever impact your business property. Commercial property insurance can also help cover the repair and replacement costs of contents on your property, including equipment, inventory, furniture, and other fixtures. For example, if a severe storm damages your woodworking workshop, your commercial property insurance coverage can help cover repair and replacement costs for your workshop and its contents, including equipment and inventory.
Learn more about commercial property insurance

Business interruption insurance

Business interruption insurance is designed to help you recover lost business income and pay for ongoing business expenses when your business temporarily closes due to an insured loss. For example, if burglars break in to your clothing store, the need for extensive repairs may require you to close your business temporarily. Without your regular business income, things like bills, payroll, and other ongoing expenses will pile up until your business opens again. Business interruption insurance can help reimburse you for any lost business profits and can help you cover expenses you need to pay to run your business.
Learn more about business interruption insurance

Critical Illness Insurance

After being diagnosed with a critical illness, money is the last thing you want to worry about while you recover. Critical illness coverage provides a tax-free lump sum cash payment if you find yourself facing this situation. It can be the financial cushion you need to help ease the financial worry during your time of illness.
Learn more about critical illness insurance

Didn’t see the coverage you were looking for?

Don’t worry! We’ve got others! Here are just some of the helpful types of insurance that can protect your business:

Comprehensive crime coverage

We insure against theft by your employees and others. This includes employee dishonesty, as well as coverage for the loss of money and securities due to robbery, burglary, hold-ups and more.

Cyber risk and data breach coverage

Cyber risk insurance includes costs coverage for data recovery, customer breach communications and e-commerce threats.

Commercial auto insurance

Whether you have just one company vehicle or a whole fleet, commercial auto insurance makes sure you’re protected should you be in an accident. It also provides coverage if there is any damage to a third party.

Why should you choose Federated Insurance to protect your business in Winnipeg?

We offer additional services for added peace of mind:

Risk Management Assist

Our customers have unlimited telephone access to our team of Risk Service specialists. They are available to provide guidance and answer questions about the risks your business may face and how to prevent future losses.

Trauma Assist

With our Trauma Assist service, owners and employees can receive assistance to help them cope with the emotional effects of a covered loss.

Legal Assist

Dealing with legal matters surrounding your business can be overwhelming and confusing. That’s why Legal Assist offers unlimited telephone access to general legal advice to discuss any legal situations your business has to deal with.

We’re trusted by the experts:

With over 100 years of experience, Federated Insurance has taken the time to build strong relationships with leading businesses and committed to them for the long-term. Our customers receive quality one-on-one service while dealing with our dedicated Insurance Specialists. 18,000 businesses trust us with their insurance needs and we’re recommended by over 70 trade associations and buying groups. This means we’re in the perfect position to provide specialized knowledge for specific industries.